Discover Credit Card Online Activation Process & Guidelines :
Discover Credit Card was primarily issued in the United States by Discover Financial Services, which was founded in the year 1985 as a subsidiary of Sears. Various types of credit cards are issued by Discover Bank, along with other financial services such as online banking, personal loans, student loans, home loans etc. Discover is the 3rd largest credit card brand of USA and they has almost 57 million cardholders with them.
Discover’s credit cards are quite popular among the citizens as it helps to build a good credit score. Customers, who recently got their Discover credit card, can activate their card online. Also, there are other online facilities available for the Discover Credit Cardholders such as, you can easily apply for a credit card, sign in to your credit card account, register your credit card account online etc. Here we will provide you with detailed guideline regarding how you can use your Discover credit card online, enjoy the card benefits, how to pay card bills, log in to your respective Discover Credit Card account etc.
Discover Credit Card Benefits :
- No annual fee is charged on discover credit cardholders.
- By using a Discover credit card you can earn 5% cashback on everyday purchases at different retail brands like Amazon, Walmart, Target, Walgreens, CVS, etc. as well as at different grocery stores, restaurants, gas station wholesale clubs, and selected streaming services.
- You can earn 1% cashback on all other qualifying purchases with your Discover Credit Card.
- With the facility of Cash Back Match you can get an unlimited dollar for dollar of all cashback you have earned at the end of your first year automatically.
- You can redeem your cashback amount anytime for any amount even if it is $.01.
- In case if you misplace your card, you can freeze your account through a mobile app or website to prevent unauthorized transactions.
- Discover Credit Cards are fast, secure are facilitated with a zero fraud liability protection scheme for all unauthorized uses so that you could be rest assured of online payment frauds.
- There are flexible payment options available with the card.
- You can use Discover Credit cards everywhere visa and master cards are allowed.
- You can get paperless statements of your credit card transactions from Discover.
- You will get real-time notifications and alerts of each and every transaction made through your card.
- Any kind of credit card issues, you will get 24*7 hrs of assistance from Discover.
Activate Discover Credit Card :
- To activate your Discover Credit card, first you need to browse the following direct activation link of Discover Credit Card – www.discover.com/activate.
- You will immediately get an activation widget where you need to enter the following information if you want to activate your discover credit card without logging in to your account – Date of Birth, Last 4 Digits of Social Security Number, 16 Digit Card Number, Card Expiration Date, 3 digital Sequence ID etc.
- Now, click on Continue button to go further.
- There will be further prompts in the upcoming stage that you have to follow afterwards.
- After completion of all the above mentioned process, your Credit card will be activated successfully.
- Also, if you have already a registered account holder of Discover, you can log in to your respective account and activate your card.
Apply For Discover Credit Card :
- To apply for a Discover credit card, you need to go to the homepage of Discover’s official website by following the given link –www.discover.com
- Now, go to Credit Cards menu and click on All Credit Cards option from the sub menu to get the catalogue.
- Choose an appropriate credit cards option from the available options as per your credit requirement and click on Apply Now button beside the description box.
- Enter the following information – Zip Code, Last 4 Digits of Social Security Number, Date of Birth etc. and click on Continue button.
- At next step, Choose Your Card Design at first and then enter the following information –Name, Home Address, Date of Birth, Employment Status, Monthly Housing / Rent Payment, Total Gross Income, Email Address etc.
- Now, read the Terms & Conditions carefully and review the Interest Rates associated with your card.
- Click on the consent box and hit the Submit button to complete the application process.
- After submitting your application form, you will get a notification regarding the acceptance of your Discover Credit card application.
- If your application got approved, you will receive your credit card within 7 – 10 business days.
- In case you are not an account holder of Discover, you must enroll your online account after you apply for a credit card and get it in your hand.
Also Read : HSBC Debit Card Activate
Discover Credit Card Account Sign Up :
- To sign up your Discover Credit Card account online, you have to open the below mentioned link with the help of your web browser – www.discover.com
- There will be Log In widget at the right hand side of the page.
- There will be the following link below the Log In button– ‘Register Account’.
- Click on the Register Account link to go forward.
- Go to Credit cards option and click on Register Now link.
- Enter the following details – 16 Digit Discover Credit Card Number, Expiration Date, Date of Birth, Last 4 Digits of Social Security Number etc.
- At the upcoming stage, you have to complete the Verification process by providing necessary information.
- Now, you have to create a suitable Username and Password for your discover credit card account to set up online access.
- At the last step, review all the information once again and submit the entry to successfully Sign Up / register / enroll your Discover Credit Card online account.
Discover Credit Card Account Sign In :
Here we will guide you, how you can easily log in to your respective Discover Credit Card account and get the online facilities –
- To log in to your respective Discover’s Credit Card account, you need to open the following website link of Discover for another time – www.discover.com .
- You will get the Log In widget at the right hand side of the page.
- Choose Credit Cards option at Secure Account Log In section and enter your User ID and associated Password at desired field and click on Log In button after that.
- You can tick the box beside ‘Remember Me’ if your device is safe to do so, or else avoid this step.
- In this way, you will be successfully signed in to your Discover’s Credit Card Account.
Discover Credit Card Account User ID & Password Recovery :
- If you are not able to remember the User ID and Password of your Discover Credit Card account, you can reset them with the below mentioned process.
- Open the following link once again – www.discover.com and go to the Log In widget.
- Below the Log In button, there will be the following link – ‘Forgot User ID / Password? ‘.
- Click on this link and you will land into Forgot Info page.
- Now, if you want to reset your User ID, then at this stage go to Credit Cards section and click on Forgot User ID link.
- At next step, enter your 16 digit Credit Card Number, Card Expiration Date, Primary Card member’s Date of Birth, Primary Card member’s Last 4 Digits of SSN etc. and click on Continue button.
- Follow the rest of the prompts to reset your User ID successfully.
- If you only need to recover the Password of your Discover Credit Card account, then at the previous stage there will be the following link for you at the Credit Cards section – ‘Forgot Password ?’.
- Click on that link and at next step, enter the following information correctly – 16 digit Credit Card Number, Card Expiration Date, Primary Card member’s Date of Birth, Primary Card member’s Last 4 Digits of SSN etc.
- Now, click on Continue button to go forward.
- Follow the rest of the prompts carefully to recover your Password of Discover Credit Card Account.
Discover Credit Card Payment :
- To pay your dues of Discover Credit Card, you must browse the following link – www.discover.com
- Now, sign in to your respective credit card accounts by following the above mentioned process.
- Next, go to account dashboard and find payment option to pay your Credit Card dues.
- You can send your payment to Discover through a money order in the following address – Discover Financial Services P.O. Box 6103 Carol Stream, IL 60197-6103 .
- You can also visit to your nearest branch of Discover to pay your credit card dues on time.
Contact Discover :
- To learn more about Discover, their banking facilities, history of the bank etc. you must visit their official website with the help of the following link – www.discover.com
- To report lost or stolen Discover Credit Card, or any other credit card related assistance, you can dial the following number, any time as per your convenience – 1 -800 -347 -2683 (TDD – 1 -800 -347 -7449 / Outside USA Customers – 1 -801 -902 -3100).
- You can write to the customer service department of Discover in the following address – Discover Financial Services P.O. Box 30943 Salt Lake City, UT 84130-0943.
- You can visit to different social media platforms and follow Discover there to get recent updates & news about the organization.